/* === Reset & Base === */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:#1a1a2e;line-height:1.6;background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{cursor:pointer;border:none;font:inherit}

/* === Utility === */
.container{max-width:1080px;margin:0 auto;padding:0 20px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

/* === CTA Button === */
.cta-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:#e63946;color:#fff;font-weight:700;font-size:1.125rem;padding:16px 36px;border-radius:8px;transition:background .2s,transform .1s;text-align:center;min-height:48px}
.cta-btn:hover{background:#c1121f}
.cta-btn:active{transform:scale(.98)}
.cta-btn:focus-visible{outline:3px solid #e63946;outline-offset:3px}
.cta-btn svg{width:20px;height:20px;flex-shrink:0}

/* === Header === */
.site-header{background:#fff;border-bottom:1px solid #e8e8e8;padding:14px 0;position:sticky;top:0;z-index:100}
.site-header .container{display:flex;align-items:center;justify-content:space-between}
.site-logo{font-size:1.25rem;font-weight:800;color:#1a1a2e;letter-spacing:-.02em}
.site-logo span{color:#e63946}
.powered-by{font-size:.75rem;color:#666;display:flex;align-items:center;gap:4px}
.powered-by svg{width:14px;height:14px}

/* === Hero === */
.hero{background:linear-gradient(135deg,#f0f4ff 0%,#e8f0fe 100%);padding:56px 0 48px;text-align:center}
.hero h1{font-size:clamp(1.75rem,5vw,2.75rem);font-weight:800;color:#1a1a2e;line-height:1.15;margin-bottom:12px;letter-spacing:-.03em}
.hero .subhead{font-size:clamp(1rem,2.5vw,1.25rem);color:#444;max-width:560px;margin:0 auto 28px;line-height:1.5}

/* === Trust Strip === */
.trust-strip{padding:48px 0;background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.trust-tile{text-align:center;padding:28px 20px;border-radius:12px;background:#fafbff;border:1px solid #e8ecf4}
.trust-tile .icon{width:48px;height:48px;margin:0 auto 14px;color:#e63946}
.trust-tile h3{font-size:1rem;font-weight:700;margin-bottom:6px;color:#1a1a2e}
.trust-tile p{font-size:.875rem;color:#555;line-height:1.5}
.trust-tile .fine-print{font-size:.75rem;color:#888;margin-top:6px}
.trust-tile .fine-print a{text-decoration:underline;color:#666}
.trust-tile .fine-print a:hover{color:#e63946}

/* === How It Works === */
.how-it-works{padding:56px 0;background:#f8f9fb}
.section-title{text-align:center;font-size:clamp(1.375rem,3vw,1.875rem);font-weight:800;margin-bottom:12px;color:#1a1a2e}
.section-subtitle{text-align:center;color:#555;margin-bottom:40px;font-size:1rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;counter-reset:step}
.step{text-align:center;position:relative}
.step::before{counter-increment:step;content:counter(step);display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:#e63946;color:#fff;font-weight:800;font-size:1.125rem;margin:0 auto 16px}
.step h3{font-size:1rem;font-weight:700;margin-bottom:6px}
.step p{font-size:.875rem;color:#555;line-height:1.5}

/* === Services === */
.services{padding:56px 0;background:#fff}
.services-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px}
.service-card{display:flex;align-items:center;gap:12px;padding:16px 20px;border-radius:10px;border:1px solid #e8ecf4;background:#fafbff;transition:border-color .2s,box-shadow .2s}
.service-card:hover{border-color:#c5cfe0;box-shadow:0 2px 8px rgba(0,0,0,.06)}
.service-card .svc-icon{width:36px;height:36px;flex-shrink:0;color:#e63946}
.service-card span{font-weight:600;font-size:.9375rem;color:#1a1a2e}

/* === FAQ === */
.faq{padding:56px 0;background:#f8f9fb}
.faq-list{max-width:740px;margin:0 auto}
.faq-item{border-bottom:1px solid #e0e0e0}
.faq-item:first-child{border-top:1px solid #e0e0e0}
.faq-q{width:100%;background:none;text-align:left;padding:18px 40px 18px 0;font-size:1rem;font-weight:600;color:#1a1a2e;position:relative;line-height:1.4}
.faq-q::after{content:"";position:absolute;right:0;top:50%;width:12px;height:12px;border-right:2.5px solid #666;border-bottom:2.5px solid #666;transform:translateY(-50%) rotate(45deg);transition:transform .25s}
.faq-item.open .faq-q::after{transform:translateY(-50%) rotate(-135deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 0 18px;font-size:.9375rem;color:#444;line-height:1.6}
.faq-a a{color:#e63946;text-decoration:underline}

/* === Final CTA === */
.final-cta{padding:56px 0;background:linear-gradient(135deg,#1a1a2e 0%,#2d2d4a 100%);text-align:center;color:#fff}
.final-cta h2{font-size:clamp(1.375rem,3vw,2rem);font-weight:800;margin-bottom:12px}
.final-cta p{color:#c0c0d0;margin-bottom:28px;font-size:1.0625rem}

/* === Footer === */
.site-footer{background:#111;color:#999;padding:36px 0;font-size:.8125rem;line-height:1.6}
.footer-inner{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:20px}
.footer-links{display:flex;gap:20px}
.footer-links a{color:#bbb;text-decoration:underline}
.footer-links a:hover{color:#fff}
.footer-disclosure{max-width:600px;color:#777}
.footer-disclosure p{margin-bottom:6px}
.footer-copy{color:#555;margin-top:4px}

/* === Sticky Mobile CTA === */
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid #ddd;padding:10px 16px;z-index:200;box-shadow:0 -2px 10px rgba(0,0,0,.08)}
.sticky-cta .cta-btn{width:100%;font-size:1rem;padding:14px 20px}
.sticky-cta.hidden{transform:translateY(100%);pointer-events:none}

/* === Responsive === */
@media(max-width:768px){
  .trust-grid,.steps{grid-template-columns:1fr}
  .services-grid{grid-template-columns:1fr 1fr}
  .hero{padding:40px 0 36px}
  .trust-strip,.how-it-works,.services,.faq,.final-cta{padding:40px 0}
  .sticky-cta{display:block}
  .site-footer{padding-bottom:80px}
}
@media(max-width:480px){
  .services-grid{grid-template-columns:1fr}
  .footer-inner{flex-direction:column}
}